Directors
Jacques Rebibo, Chairman
Formerly, Chairman of Access National Corporation, a NASDAQ listed bank holding company. Xybernaut Corporation – EVP worldwide sales. CEO and Chairman Selfware, Inc., a software development firm. From 1985 until 1996, CEO Mortgage Investment Corporation. Director Fairfax Bank and Trust Company 1986 to 1995. Past principal of four publicly-traded corporations. Memphis State University B.S. mathematics. University of Maryland, M.A. degree.
Jonathan Holtaway, Chief Investment Officer
Currently Fund Manager for Ategra Community Financial Institution Fund, LP. Recently, Mr. Holtaway was Managing Director and Partner Danielson Capital, LLC, an investment banking company. Between 1992 and 2001, Mr. Holtaway was Associate, Vice President and Partner of Danielson Associates Inc., the predecessor company to Danielson Capital, LLC where he provided strategic planning, capital, merger and branching advice to firm clients. Member of Rotary International and Viva Vienna, a community festival that raises money annually for more than thirty local charities. Graduate University of Pennsylvania and Wharton School of Business with a B.S. in Economics and a B.A. in History.
Richard Banziger, Director
COO Retirement Planners & Administrators Inc., one of Washington D.C.’s largest and oldest retirement plan administrators. President, PayBridge, a payroll, retirement and human resources solutions provider. An Accredited Pension Administrator (APA) and Accredited Pension Representative (APR) industry certification from the National Institute of Pension Administrators [NIPA], Mr. Banziger is an active advisor and consultant to RPA’s extensive client list, representing some of America’s most accomplished retirement plan programs. COO Retirement Planners & Administrators Inc., one of Washington D.C.’s largest and oldest retirement plan administrators. President, PayBridge
Carl Biggs, Director
As President and General Manager of C & E Services Inc., Mr. Biggs has the overall responsibility for managing sales of more than $15,000,000 annually for wastewater treatment and engineering services. Primarily, he provides overall management strategies for wastewater treatment applications related to the operation of steam generating and air conditioning systems, wastewater clarification, and a variety of engineering services. Also, he manages water treatment programs that enable power plant facilities to improve corrosion inhibition and clean wastewater to reduce pollution from power plant operations. Carl is the current chairman of the Board of Directors for Community Coalition for Haiti, which provides clean water for the hospital in Pignon, Haiti and was Vice Chairman of Crosslink International from 2004 – 2008. He is a member of the following Inova Health Systems Boards or Committees: Inova Health System Board of Trustees, Inova Health System Governance Committee, Imanco Board, Inova Health System Finance and Audit Committee, Inova Health System Pension/Investment Sub-Committee. Mr. Biggs frequently volunteers for Habitat for Humanity projects.
Stephen M. Cumbie, Director
Chief Executive Officer of NVCommercial, NVRetail and Metro Realty Group, which together perform commercial real estate investment, development and services with $500 million of completed and in process projects in Washington, D.C. and Denver. Executive Director of the Center for Real Estate Development at the University of North Carolina’s Kenan-Flagler Business School. Formerly, President of Elm Street Development, a residential land development company, and founder of all “NV” companies including NVR, a publicly traded home-builder operating as Ryan Homes and NVHomes. Current Chair INOVA Health System and currently serves on the boards of the Virginia Port Authority, UNC College of Arts and Sciences Foundation, SonoMedica Inc. and Washington Woodworking. Past director/member of Fairfax County Chamber of Commerce, NVR Inc., Potomac Bank of Virginia and the Virginia Public Buildings Board. Phi Beta Kappa graduate of the University of North Carolina and MBA from UNC in 1973.
Michael P. Kostoff, Director
Managing Partner of The Kostoff Group, an advisory firm focusing on the wealth management, private banking, investment management, insurance and retirement services businesses. He is also active in Blu Venture Investors, a Washington-based venture capital investment company dedicated to helping early-stage entrepreneurs in the Mid-Atlantic region. Previously, Mr. Kostoff managed the Financial Services Research Practice for the Corporate Executive Board, where he worked with the senior-most executives from over 600 institutional relationships spanning five continents. Mr. Kostoff speaks frequently to major industry groups around the world—to include the ABA’s Trust and Private Banking Conference, the Securities Industry and Financial Markets Association among others. Mr. Kostoff is a graduate of West Point, holds a MS in Strategic Intelligence from the Defense Intelligence College and a Masters in Public Administration from the Kennedy School of Government at Harvard University.
Nis Nissen, Director
Founder and President, Nissen Advertising 1971 to 2006, a top ten advertising and public relations company in the Tampa/St. Pete market. Former Chairman FloridaFirst Bank, a 19 branch, $830 million asset bank headquartered in Lakeland, Florida sold to SouthTrust in 2004 for $154 million. Director and Secretary of RetailFirst Insurance Company and Director of BusinessFirst, both stock companies specializing in workers’ compensation. Former director Metatec, a Nasdaq listed technology company based in Columbus, Ohio. Director or member of several charitable organizations including the Polk Museum of Art, Rotary, Lighthouse Ministries, Goodwill Industries and Dixieland Community Redevelopment Agency among others. Former adjunct professor, Florida Southern – Advertising and Public Relations.
John Oswald, Director
Mr. Oswald is the President and CEO of the Capital Trust Group, an international merchant/investment bank with offices in London, New York, Washington, D.C. Mr. Oswald is responsible for the U.S. operations of the Group and its worldwide investment banking operations. His responsibilities have included managing a number of private equity funds, both in the U.S. and European markets which have focused on mezzanine and equity investments ranging from approximately $10 million to $100 million in middle market, private and public companies with revenues from $20–$1 billion. Mr. Oswald has also managed an extensive portfolio of real estate comprised of office/retail space primarily in suburban areas in the U.S and Europe. The investment banking/advisory function of Capital Trust includes advising clients with respect to mergers and acquisitions, financings and dispositions of holdings in the oil and gas, real estate, entertainment, education, construction, media and communications areas Prior to joining Capital Trust in 1993, Mr. Oswald was a partner in the international law firm of Lord Day & Lord. He began his career as an accountant at Arthur Andersen & Co. and he is a certified public accountant.
